Milburn said the owners need to know what the insurance settlement will be to project an accurate financial picture for bank loans and to make reconstruction decisions. "We just need to look at our funding and see how far we can go with the project with the money we have in hand," he said. Ohio Casualty Group assistant vice president of corporate communications Cindy Denney would not discuss details of the claim or estimate when it might be settled. "It is being handled," she said. "This is a very complicated building. This is not a small house fire, it's a commercial claim and a very large building."

She would not comment on whether commercial claims typically take this long to settle. "Every claim is handled individually," she said. The 145-year-old, 65-foot high brick and stone building burned May 21, gutting the interior and knocking out the upper section of the south wall. The owners decided to save the remaining walls and build a new interior. Construction teams erected steel wall supports that extend into the parking lane on Madison Avenue. Fire clean-up, supports and construction scaffolding continue to disrupt pedestrian and vehicle traffic on that corner.

The exterior supports will be removed as soon as an interior steel structure is erected and floors are poured, said architect Andy Piaskowy. He said that could take three months from the time workers get the go-ahead. When you engage Lawyers or licensed solicitors Conveyancing, you are safe in the knowledge that you have full legal representation, and that there are no conflicting interests. "The insurance company is the big hold-up now," he said. The engineering details for the proposed renovation are nearly complete and ready to be let for bids. He said the full renovation could start three to four weeks after the bids are let. Piaskowy said the walls and foundation are sound.

After debris was cleared and the walls supported, passersby did not see a flurry of activity, but work has been ongoing, said Milburn. In the months after the fire, between 60,000 and 80,000 bricks have been laid, restoring the east façade and the parapets along the top of the walls. Engineers have been testing brick to determine how much weight it will support and how to support the interior floors. Much of the time has been spent on the design. "Frankly, we're being real picky," Milburn said. "We're looking at various options for support beams in the design." Plans call for a restaurant on the first floor and offices on upper floors. The full façade will be restored to its pre-fire design. Piaskowy said the building will include a grand staircase, but not a replica of the original double stairs. "We wanted to get a roof on prior to winter.